Do You Really Need A Home Phone?
For the last 50 years, it has been a given that Americans will have a telephone in their homes. However, with the popularity of cell phones and Internet sites that allow you to talk online, it is...
View ArticleShould You Bundle Your Utilities Or Not? I Did…
I finally bundled my utilities. I didn’t want to do it. In fact, I fought it for many years. Much like my initial reaction to customer reward cards, I felt like there was something sinister about...
View ArticleDebt Collection Help: Tips For Dealing With Debt Collectors & Debt Collection...
If you are deep in debt and your phone is ringing all day with calls from debt collectors and collection agencies, you are not alone. Thanks to the gas crisis, the housing crisis, and constantly...
View ArticleConsumer Credit Counseling Service: Can Credit Counselors Really Help You Get...
Credit counselors help consumers manage — and ultimately lower — their debt. They promise to negotiate with creditors, create payment plans, and lower the interest rates of those in debt. A credit...
View ArticlePrevent Identity Theft By Shredding – What To Shred, What To Keep & How To...
Did you know that it is perfectly legal for people to look through your garbage? It was ruled in California vs Greenwood, in January 1988. The court of appeals stated: The Fourth Amendment does not...
View ArticleHow To Pay Off Old Bills While Raising Your Credit Score Using The ‘Pay For...
When paying off your bills, you have 3 basic options: You can pay off your bill in full. You can arrange a payment agreement and pay off your bill over time. You can request a reduced payoff amount....
View ArticleBankruptcy Exemptions: What Can You Keep After Filing For Bankruptcy?
The last time I wrote about bankruptcy, I questioned whether or not it was really the answer for someone with high debts. My conclusion was that filing for bankruptcy was probably not a good idea. In...
View Article3 Reasons Automatic Bill Pay May Not Be For You
There’s no question that automatic bill pay is convenient. But is it for everyone? I don’t think so. Personally, I’m not a big fan of automatic bill pay myself — because it’s too easy for your bank...
View ArticleHow To Get Out Of Holiday Debt Fast
Does holiday debt have you experiencing panic attacks? It’s unfortunate, but this type of debt has a lot of staying power. It also has the ability to force you even deeper into debt if you don’t get a...
View ArticleHow To Stop Paying Your Bills Late And Start Paying Your Bills On Time
Catching up on your bills may not be easy -- especially if you are chronically behind -- but with a few months of sacrifice, you could get your payments on track and increase the amount of money you...
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